Thoughtful tax planning is one way to save some cash.

“With a little preparation, Canadians can keep more of their hard-earned money in their pockets this tax season. By adopting a few key strategies, you can take advantage of opportunities to significantly save at a time when every little bit counts,” said Christine Van Cauwenberghe, head of financial planning at IG Wealth Management.

Below are four strategies to help you save money this tax season.

Know your personal tax information

It’s important to know what options are available based on your past tax filings. Check the Notice of Assessment (NOA) sent to you last tax year by the Canada Revenue Agency (CRA) or access it through your My Account information on the CRA website. My Account can go even further, helping to ensure you’re not missing out on deductions or any carry forward information like any losses, and you can even arrange for direct deposit of any tax refund.

Make sure you have all your tax slips

The failure to include an income amount on your tax return can result in a penalty. The exact penalty is a complex calculation but note that you should ensure you have all your tax slips (T4, T4A, T4RSP, T5008, etc.) and that you include all of them on your tax return. Any missed slip could mean a financial penalty.

Don’t forget to organize your tax receipts

Ensure you have all your tax receipts related to any tax deduction or credit claim. Receipts for any childcare expenses, medical expenses, charitable donations or other claims can minimize the taxes you pay.

Meet with a financial advisor

From maximizing your tax credits and deductions to staying on top of important deadlines and dates during the year, a financial advisor can suggest the best options for your unique circumstances to help save you money at tax time.

Find more information on financial planning during tax season at ig.ca or speak with an advisor.

(Source : News Canada)

L’article Why it pays to plan for tax season est apparu en premier sur Courrier Laval news.

For 16 years now, the school principal of this Laval’s English school, Josée Pepin, and her students have been the organizers of this event.

“I want to show students that they [those who are experiencing homelessness] are people just like us,” explains the private school’s principal.

“No one is immune to homelessness,” adds Lynne Dupuis, head of philanthropic development for the Old Brewery Mission.

Denis is a good example. “I have worked all my life,” says this former showman. “Because of COVID, I lost my job,” he continues.

Here, at the Old Brewery’s shelter, Denis has a place to sleep, while waiting for the travelling carnivals to come back stronger.

Valentine’s Day for all

Whether February 14^th falls on a Saturday or a chilling day, students of the Academy located in Chomedey can be found here in front of the Old Brewery Mission.

“It’s always on Valentine’s Day,” explains Josée Pepin. It’s part of giving your time. “We can’t just give it away when it’s convenient.”

Quickly, when the students take out the coffee jugs, a line forms to receive the donations.

Many hide their precarious situation well. A man shows up wearing a Canada Goose coat and Adidas shoes. Others are freshly shaven, their hair neatly cut and styled.

Guillaume appreciates the socks and the sweater he was able to take. He has been homeless for five or six years and has been going to the shelter since December.

Angela Kolaric is the Academy’s administrative manager. It is her first distribution.

She was used to working behind the scenes of this event. She is amazed by the number of people who have come to receive donations.

A man asks if he can take a pair of socks. Mira, a tenth-grade student, offers him a hat aswell. Politely, the man refuses.

“It’s surprising how humble they are,” notes Angela Polarik. “They want to leave things for others who might need them more than them.”

On this mild February day, the initiative is popular. After an hour, all that is left is a dash of coffee and half a bag of clothes.

All packaged meals are long gone.

“I was surprised to see how they were surprised,” says Morgan in 11^th grade. “How surprised they were to see that we came to do that.”

“We had a lot of clothes, but they went so fast!” observes Sarwehs a pupil of the same year.

Rewarding experience

The project involves the whole school. But only the oldest students, those in the 10^th and 11^th grade, take part in the distribution.

While those in the seventh grade pack meals.

Every student has the chance to contribute to the generous operation.

Usually, the group drives out to distribute the surpluses.

This year it will not be necessary.

Mira, Aditi, Yoono, Sarwesh and Morgan were chosen to come and experience the distribution clothes, hot drinks and meals in front of the Old Brewery Mission. (Photo 2M.Media–Edith Boisvert)

For Yoono, another student in 10^th grade, the activity made him aware of the needs of others. “We need to do more for the community. I didn’t think there would be so many people.”

Despite the difficulties that the beneficiaries are encountering, “Everyone is in a good mood,” says Aditi, a student in Grade 11.

This year, the school has divided its student workforce to expand its offer to different locations. A second group was present near the Chez Doris women’s shelter.

L’article North Star Academy Laval gives back on Valentine’s Day est apparu en premier sur Courrier Laval news.

The major operation, related to urban firearm violence in recent months, is being deployed in collaboration with the police forces of Montreal, Deux-Montagnes, Saint-Jérôme and Longueuil.

About 150 police officers are working on that case, carrying out the various interventions, some of which are taking place in Montreal, Saint-Jérôme and Deux-Montagnes.

That’s the result of an investigation, initiated in August as part of the Centaur project, in which the Sûreté du Québec (SQ) and the Royal Canadian Mounted Police are also taking part.

At the SPL, it’s the Organized Crime Division that’s involved in the operation, which has already been helpful, since narcotics and firearms would have already been confiscated.

A more complete report of the operation, which is still in progress, will be presented later.

translated by Alec Brideau

L’article Police Operation Related to Firearms in Laval, Montreal and the North Shore est apparu en premier sur Courrier Laval news.

A manufacturer of kayaks and other water sports equipment, Pelican was one of the 12 winners honoured at the 30th edition of the Salon sur les meilleures pratiques d’affaires, held on Nov. 24 at the Palais des congrès de Montréal. The Laval company thus earned a regional distinction, at the Prix performance Québec (PPQ).

Entrepreneurship Model

“It represents an exceptional entrepreneurship model, contributing to the economic influence of our region,” said the Minister of Economy, and Regional Minister of Laval, Christopher Skeete.

Skeete obviously praised the “ambition”, and the “desire for surpassing” of each of the winning companies, which “make them true models for our ecosystem of entrepreneurship”.

translated by Alec Brideau

L’article Pélican international Among the Best est apparu en premier sur Courrier Laval news.

The Laval native is concluding is first full season on the ATP Tour with the best ranking of his career so far (204th), and some impressive matches to build on for 2023.

Galarneau made a statement in August, when he played his first main draw of the National Bank Open,  in Montreal, on Central Court.

The professional athlete retains a lot of positive from this season, having played the final of the Winnipeg National Bank Challenger as well. However, he said his match against Grigor Dimitrov, in Montreal, was extra special.

Playing the Davis Cup is unique. Unlike regular ATP Tour tournaments, players represent their country, and face other flags in a competition that sees one country raise the cup at the end. High-ranked players like Félix Auger-Aliassime and Denis Shapovalov are therefore playing with Galarneau, in the same team.

That makes it ever more special, since Auger-Aliassime and Galarneau are long-time friends. Laval’s prodigy said it’s great to be able to share some time on the court with his friend, since normally, during the season, it’s more about texting and calling each other.

L’article Alexis Galarneau Comments on Davis Cup and First ATP Tour Season est apparu en premier sur Courrier Laval news.

For its part, the Fraternité des policiers de Laval came out publicly, first to direct its thoughts to the victims, families, as well as students and staff of the CEGEP, having lived through horrible hours in being confined after the discharge of gunshotsthat occurred on the evening of Nov. 11.

It also mentioned “the great work, commitment and availability of its members during the large-scale operation deployed”.

translated by Alec Brideau

L’article Shooting at Montmorency: Investigation Progressing, Police Wondering est apparu en premier sur Courrier Laval news.

Arrived from France to study at the University of Montreal, the current head coach of the FC Laval had joined the team of that same university. He also played in senior AAA, which was the highest level in the province at the time.

His strong performance on the field earned him the title of Canadian University Player of the Year. Later, he joined the Trois-Rivières Attak, the defunct Montreal Impact (CF Montreal) academy club, with which he was crowned Canadian Soccer League champion in the role of captain.

He then retired to start his career on the sidelines, becoming assistant coach with the University of Montreal Carabins.

Local Development

Shortly after his start in coaching, Coulibaly was approached by Marinos Papageorgopoulos, current manager of the CF Montreal Academy, who managed the former club of Chomedey. This was part of the merger leading FC Laval’s creation.

“He brought me to work with the 2002–03 group,” Coulibaly explained.”I had the chance to work as I wanted, and to have complete trust in what I was doing. We took our time.”

He admits the results weren’t always there at first.

“Results weren’t fantastic, but the youngsters have to learn how to lose games,” he said. “It’s necessary, and it pays off when you’re taking the time, and let young athletes develop.”

That age group’s also an integral part of the title won this summer by the FC Laval, in the men’s section of the Première ligue de soccer du Québec.

“They’re young people with whom I have had the chance to work since they were 11 or 12 years old,

“These are young people with whom I have had the chance to work since they were 11 or 12 years old,” Coulibaly said. “If we’re looking at the reserve team, they’re second in their league. They’re young athletes who are extremely solid mentally, and it turned out as we hoped.”

Collaboration

In addition to working with the younger players, Coulibaly continued to coach with the Carabins for a few seasons, winning two university championships.

It allowed him to rub shoulders with certain players, such as Wandrille Lefebvre, who is part of the champion edition of the FC Laval.

He is now 100 per cent focused on the performance of Laval’s team, while continuing his work with the Carabins. He believes the success of his project is linked to his collaboration with the players.

“I know I wasn’t always easy to manage as a player, because I had in mind what I wanted to do,” he admitted, laughing. “Today, it reflects on my way of coaching. The players want to be in charge of the project in the same way as the coaches. That’s the vision that I try to put in place by including everyone in the process.”

translated by Alec Brideau

L’article Boubacar Coulibaly: The Man Behind FC Laval’s Success est apparu en premier sur Courrier Laval news.

Her relatives are worried for her safety, as she would have bad company.

She could be in Montreal right now.

Description and Information

Cobbler Roberts is a young black girl who speaks French and English. She’s 1.70 meters (5’7″) tall and weighs 54.5 kilos (120 pounds). She has brown eyes, as well as her hair dyed a pale brown.

At the time of a previous runaway last May, it was said that the young Laval resident also had some distinctive signs, that’s to say nose and ear piercings, in addition to a “Thuglife” tattoo on her left wrist.

Anyone with information about Cobbler Roberts can confidentially contact the SPL info line, at 450 662-INFO (4636) or 911, mentioning the file LVL 220919-004. (B.L.)

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L’article Runaway: Relatives are Concerned est apparu en premier sur Courrier Laval news.

During a speedometer operation around 10:30 a.m., a 30-year-old man from Montreal was registered 104 km/h in a construction zone established at 50 km/h, located on the Pie-IX Bridge, in Laval.

Following checks of the off-road SUV, and with the offender, the police arrested the suspect, in connection with vehicle theft.

Excessive Speeding

The Montrealer was also given a ticket of $817, and 10 demerit points for excessive speeding. His driver’s license was immediately suspended.

To conclude, he could face charges, among others, of theft and concealment of vehicles.

Second Incident

Later in the day, around 1:45 p.m., patrol officers were dealing with a road safety operation, related to the violation of a mark applied to the roadway, at the intersection of highways 440 and 13.

During the operation, officers saw an SUV driving on the public road while it was reported stolen. Consequently, the police arrested the underage driver, also from Montreal.

The latter could receive several statements of offence, such as having driven a road vehicle without having the appropriate class of licence.

That offence is punishable by a fine of $361.

Finally, he could also face charges relating to vehicle theft. (B.L.)

translated by Alec Brideau

L’article Two Vehicle Thieves Arrested in Laval est apparu en premier sur Courrier Laval news.

The FC Laval had a 17-game unbeaten streak before losing for the first time against the CS Saint-Laurent. This result had the effect of closing the gap to one point between the two teams, which sit at the top of the circuit.

Laval currently leads the championship with 41 points, one more than the CS Saint-Laurent. The AS Blainville is also not far behind, with 38 points.

The FC Laval will have a difficult schedule to finish the year. They’ll face the U23 team of CF Montreal (5th), the CS Longueuil (4th) and the AS Blainville (3rd) for their next three games, and then complete the season with a Laval derby against the AS Laval.

“We want to have a full stadium,” said team’s general manager James Patsilivas. “It’s a big event for the club, the biggest post-pandemic. Many important members of Quebec soccer will be there. We want to showcase the team’s progress over the past two years.”

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L’article FC Laval: Ready to Welcome its Fans to the Top est apparu en premier sur Courrier Laval news.